Terms & Conditions
This page outlines the terms and conditions that govern your use of the JGT Mortgage website and related services. By accessing this site or communicating with JGT Mortgage, you agree to these terms, which are designed to ensure transparency, compliance, and a clear understanding of how our information, tools, and communications are provided. We encourage you to review this page to understand your rights, responsibilities, and how our services are structured.
Welcome to the JGT Mortgage website (“Website”). These Terms & Conditions (“Terms”) govern your access to and use of this Website, including any content, tools, forms, applications, and communications provided by JGT Mortgage (“we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms.
If you do not agree with these Terms, please do not use this Website.
1. About JGT Mortgage
JGT Mortgage is an independent mortgage brokerage providing residential mortgage services to consumers in Texas. JGT Mortgage works with multiple wholesale and correspondent lending partners to help clients evaluate and secure home financing options. JGT Mortgage is not a bank and does not make credit decisions on behalf of any single lender.
All mortgage services are subject to borrower qualification, lender approval, and applicable federal and Texas laws and regulations.
2. No Loan Commitment or Guarantee
Information provided on this Website is for general informational purposes only and does not constitute a loan commitment, approval, or guarantee of financing. Mortgage rates, terms, programs, and eligibility requirements are subject to change without notice.
Submitting an inquiry, application, or form does not obligate JGT Mortgage or any lending partner to provide a loan.
3. Use of Website Content
All content on this Website—including text, graphics, logos, tools, articles, calculators, and downloads—is the property of JGT Mortgage or its licensors and is protected by applicable intellectual property laws.
You may:
View and print content for personal, non-commercial use only.
You may not:
Reproduce, distribute, modify, or exploit any content without prior written consent
Use this Website for unlawful or unauthorized purposes
Attempt to gain unauthorized access to systems or data
4. Mortgage Tools, Calculators, and Articles
Any tools, calculators, articles, or educational materials provided on this Website are estimates and general guidance only. Results may vary based on individual circumstances, lender criteria, and market conditions.
You should not rely solely on these tools when making financial decisions. Always consult a licensed mortgage professional directly regarding your specific situation.
5. Communications & SMS/Text Messaging
By submitting your contact information or opting in through this Website, you consent to receive communications from JGT Mortgage, including phone calls, emails, and SMS/text messages related to mortgage services, loan updates, and relevant information.
Message frequency may vary
Message and data rates may apply
You may opt out of SMS communications at any time by replying STOP
For assistance, reply HELP or contact us directly
Consent to receive communications is not a condition of loan approval.
6. Privacy and Data Protection
Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, store, and protect your personal information. By using this Website, you agree to the collection and use of information as described in our Privacy Policy.
SMS Terms:
The Jolie Godfrey Mortgage Team sends text messages, appointment reminders, follow-up visits, welcome call messages, etc., to those who opt in. Messages we send include Customer Care, and message frequency will vary based on customer interactions, with reminders and updates sent as needed. Message and data rates may apply. Text HELP or contact us at team@jgtmortgage.com for support. Text STOP to opt out of future messages at any time.
7. Third-Party Links and Services
This Website may contain links to third-party websites, tools, or services, including lender portals or application platforms. JGT Mortgage does not control or take responsibility for the content, privacy practices, or availability of third-party sites.
Accessing third-party services is done at your own risk and subject to their terms & policies.
8. Licensing & Regulatory Disclosure
JGT Mortgage operates in compliance with applicable federal and Texas mortgage laws and regulations, including but not limited to the SAFE Act, RESPA, and TILA/TRID requirements.
Mortgage services are offered only in states where JGT Mortgage and its associated licensees are properly licensed or exempt.
9. Limitation of Liability
To the fullest extent permitted by law, JGT Mortgage shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
Use or inability to use this Website
Reliance on Website content or tools
Errors, omissions, interruptions, or delays
Unauthorized access to or use of information
Use of this Website is at your own risk.
10. Indemnification
You agree to indemnify and hold harmless JGT Mortgage, its owners, contractors, and affiliates from any claims, damages, losses, or expenses arising out of your use of this Website or violation of these Terms.
11. Changes to These Terms
We may update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting. Your continued use of the Website constitutes acceptance of the updated Terms.
We encourage you to review this page periodically.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-law principles.
Privacy Policy
Your privacy matters to us. At The Jolie Godfrey Team Mortgage, we are committed to protecting your personal information and using it responsibly. Any information you share with us—whether through our website, phone, text, or in person—is used solely to assist you with your mortgage needs, provide requested communications, and comply with legal requirements. We do not sell or share your personal information for marketing purposes, and we maintain appropriate safeguards to protect your data. This policy explains how we collect, use, and protect your information, including SMS communications, and outlines your rights and choices.
At The Jolie Godfrey Mortgage Team, we value your privacy and are committed to protecting your personal information. Any information you provide to us— whether through our website, by phone, in person, or via text—is used solely for the purpose of assisting you with your mortgage needs. We do not sell, rent, or share your personal information with third parties for marketing purposes. Information may be shared with trusted service providers only as necessary to process your loan or comply with legal requirements. We maintain physical, electronic, and procedural safeguards to protect your data. By communicating with us, you consent to our collection and use of your information as described.
Effective Date: 01/01/2025
The Jolie Godfrey Team Mortgage ("we," "us," "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and disclose your information when you opt in to receive SMS/text messages from us.
Information We Collect
When you opt in to receive SMS messages, we may collect the following information:
Your phone number
Consent to send SMS/text messages
Your name and basic contact information
Email address (if provided)
Any other information you provide when interacting with our website, filling out forms, or communicating with us
How We Collect Your Information
We collect your information in a variety of ways:
Directly from you: when you submit a form, communicate with us, or opt in to SMS messages
Automatically: through website interactions, cookies, or tracking technologies
From third parties, such as referral partners or lead sources, who have your permission to share your information.
How We Use Your Information
We use your information to:
Send you the SMS messages you have opted in to receive
Provide updates, mortgage-related alerts, loan status notifications, and relevant content based on your preferences
Respond to your inquiries or requests
Operate, manage, and improve our services
Comply with legal obligations
You may opt out of SMS communications at any time by replying STOP to any message you receive from us.
Disclosure of Your Information
We may share your information in the following limited circumstances:
With affiliated companies that help us operate our business
With third-party service providers, consultants, or vendors who assist us in delivering services
As part of a business transaction, such as a merger, acquisition, or sale of assets
When required by law or legal process
To assert or defend legal claims or rights
We do not share your phone number, personal information, or SMS consent with third parties or affiliates for marketing or promotional purposes.
Protection of Information
We take reasonable and appropriate technical, administrative, and physical security measures to protect your information from unauthorized access, use, or disclosure.
SMS Privacy Policy:
The Jolie Godfrey Team will not sell or share your mobile opt-in consent data with any third parties.
Policy Updates
We may update this Privacy Policy from time to time. If significant changes are made that affect your rights, we will post a notice on our website before the changes take effect.
Please review this page periodically for any updates.
For questions or support regarding this policy or our messaging services:
Text HELP to 936-256-3140
Email us at team@jgtmortgage.com
Call us at: 936-520-7895