Terms & Conditions
Welcome to the JGT Mortgage website (“Website”). These Terms & Conditions (“Terms”) govern your access to and use of this Website, including any content, tools, forms, applications, and communications provided by JGT Mortgage (“we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms.
If you do not agree with these Terms, please do not use this Website.
1. About JGT Mortgage
JGT Mortgage is an independent mortgage brokerage providing residential mortgage services to consumers in Texas. JGT Mortgage works with multiple wholesale and correspondent lending partners to help clients evaluate and secure home financing options. JGT Mortgage is not a bank and does not make credit decisions on behalf of any single lender.
All mortgage services are subject to borrower qualification, lender approval, and applicable federal and Texas laws and regulations.
2. No Loan Commitment or Guarantee
Information provided on this Website is for general informational purposes only and does not constitute a loan commitment, approval, or guarantee of financing. Mortgage rates, terms, programs, and eligibility requirements are subject to change without notice.
Submitting an inquiry, application, or form does not obligate JGT Mortgage or any lending partner to provide a loan.
3. Use of Website Content
All content on this Website—including text, graphics, logos, tools, articles, calculators, and downloads—is the property of JGT Mortgage or its licensors and is protected by applicable intellectual property laws.
You may:
View and print content for personal, non-commercial use only.
You may not:
Reproduce, distribute, modify, or exploit any content without prior written consent
Use this Website for unlawful or unauthorized purposes
Attempt to gain unauthorized access to systems or data
4. Mortgage Tools, Calculators, and Articles
Any tools, calculators, articles, or educational materials provided on this Website are estimates and general guidance only. Results may vary based on individual circumstances, lender criteria, and market conditions.
You should not rely solely on these tools when making financial decisions. Always consult a licensed mortgage professional directly regarding your specific situation.
5. Communications & SMS/Text Messaging
By submitting your contact information or opting in through this Website, you consent to receive communications from JGT Mortgage, including phone calls, emails, and SMS/text messages related to mortgage services, loan updates, and relevant information.
Message frequency may vary
Message and data rates may apply
You may opt out of SMS communications at any time by replying STOP
For assistance, reply HELP or contact us directly
Consent to receive communications is not a condition of loan approval.
6. Privacy and Data Protection
Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, store, and protect your personal information. By using this Website, you agree to the collection and use of information as described in our Privacy Policy.
SMS Terms:
The Jolie Godfrey Mortgage Team sends text messages, appointment reminders, follow-up visits, welcome call messages, etc., to those who opt in. Messages we send include Customer Care, and message frequency will vary based on customer interactions, with reminders and updates sent as needed. Message and data rates may apply. Text HELP or contact us at team@jgtmortgage.com for support. Text STOP to opt out of future messages at any time.
7. Third-Party Links and Services
This Website may contain links to third-party websites, tools, or services, including lender portals or application platforms. JGT Mortgage does not control or take responsibility for the content, privacy practices, or availability of third-party sites.
Accessing third-party services is done at your own risk and subject to their terms & policies.
8. Licensing & Regulatory Disclosure
JGT Mortgage operates in compliance with applicable federal and Texas mortgage laws and regulations, including but not limited to the SAFE Act, RESPA, and TILA/TRID requirements.
Mortgage services are offered only in states where JGT Mortgage and its associated licensees are properly licensed or exempt.
9. Limitation of Liability
To the fullest extent permitted by law, JGT Mortgage shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
Use or inability to use this Website
Reliance on Website content or tools
Errors, omissions, interruptions, or delays
Unauthorized access to or use of information
Use of this Website is at your own risk.
10. Indemnification
You agree to indemnify and hold harmless JGT Mortgage, its owners, contractors, and affiliates from any claims, damages, losses, or expenses arising out of your use of this Website or violation of these Terms.
11. Changes to These Terms
We may update or modify these Terms at any time without prior notice. Changes will be effective immediately upon posting. Your continued use of the Website constitutes acceptance of the updated Terms.
We encourage you to review this page periodically.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-law principles.
